Understanding your risk tolerance

By setting the goals and parameters from the outset, investor and advisor are immediately aligned. Your profile and Investment Policy Statement (IPS) can be modified at any time.

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Passive - Income focused

This is regarded as the most conservative investment asset allocation.
Core tenants to a passive profile are capital preservation and income.

Growth - higher potential returns

A growth portfolio needs a 7 year investment horizon. Cash and bonds are minimalised while equities, especially ex Australasia dominate the portfolio allocation. Traditionally, returns are higher but this comes with the hightened level of risk.

Balanced - a bit of everything

Moving up the "risk curve" from a Passive to Balanced profile, cash and bonds are reduced in favour of more equities. Global equities now have a meaningful exposure.

Execution Only

Should you wish to follow one of Ensea's research based investments or one of your own, Ensea has the platform to execute individual transactions.

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sample asset allocations

How hard is it to set up an account?

Setting up you account is quick and painless. We estimate approval can be obtained within five working days.
Required documentation are as follows;

• Copy of your passport photo page,
• A utility bill or bank statement with your physical address,
• Drivers license, and
• Your bank account deposit slip.

Once your Ensea Advisory client account is established, any existing investments will be transferred to our independent custodian.
The custodian will provide bi-annual reports including your tax summary.
Any transactions will be facilitated by a leading NZ stock broker and monies will move solely between them and your designated bank account.
Your portfolio and cash will never be held by Ensea Advisory Limited

email ensea

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